• Checking Accounts
• Savings Accounts
• Current Product Rates

CHECKING

• Free Checking
  No minimum balance required
  Unlimited check writing
  No Monthly Service Charge
   
• Special Checking
  No minimum balance required
  Unlimited check writing
  Service charge is $1.00 per month, plus .25 per check written
   
• Regular Checking
  Minimum balance of $300.00 required
  Unlimited check writing
  Service charge is $2.00 per month, plus .25 per check written, if balance falls below $300.00
   
• Money Market Checking
  Minimum balance of $1,000.00 required
  Unlimited check writing
  Pays the current Money Market Checking interest rate
  The interest rate and annual percentage yield may change after account opening
  Service charge is $8.00 if balance falls below $1,000.00
   
• Silver Account – (Age 60+)
  No minimum balance required
  Unlimited check writing
  No monthly service charge
  Free personal size wallet checks

 

SAVINGS

Fees could reduce earnings.

• Regular Savings
  Minimum balance of $200.00 required.
  Pays the current savings interest rate.
  The interest rate and annual percentage yield may change after account opening.
  First three withdrawals per month are free; subsequent withdrawals are $1.00 per withdrawal.
  Service charge is $2.00 per month if balance falls below $200.00.
   
• Money Market Savings
  Minimum balance of $1,000.00 required.
  Withdrawals are limited to 6 per month (calendar or statement cycle) by check, draft, debit card, or other payment order to a 3rd party as well as transfers out by telephone, Internet or through an automated clearing house (ACH). (withdrawals in person, by mail, or by ATM are unlimited.)
  Pays the current Money Market Savings interest rate.
  The interest rate and annual percentage yield may change after account opening.
  Service charge is $10.00 if balance falls below $1,000.00.
   
• Minor Savings – (Under Age 18)
  No minimum balance required.
  Pays the current savings interest rate.
  The interest rate and annual percentage yield may change after account opening.
  Service charge waived until age 18.
  Opening deposit $25.00.
   
• Certificates of Deposit
  Minimum deposit of $500.00.
  Terms range from 3 months to 5 years.
  Penalty for early withdrawal.
  See Current Product Rates for more information.

RETIREMENT ACCOUNTS

 Stop in the bank for information on the following types of accounts.

• IRA's
• HSA's
• Montana Medical Savings

Click here for our current rates